Azra holds a BSc. Hons with distinction from University College London where she did her undergraduate studies in Architecture, Planning, Building and Environmental Studies. She also holds a MSc. in Computational Finance from the USA. She spent her early years in architecture and actuarial sciences in the UK and the US. Since 2000, she has ventured into the Banking sector and spear headed key positions in various banks in Pakistan including the national implementation of Basel II at the State Bank of Pakistan. She is currently working as a management consultant engaging in various sectors of the economy on business development, innovation, financial inclusion, capacity building, fiduciary due diligence and risk management. She is also serving on the boards of Shirkat Gah and the Pakistan Association of the Universities of London Alumni (PAULA) since 2016.